| Institutional overview of China's banking sector | ||
| A. China's "Federal Reserve System" | ||
| Central bank | ||
| Central Bank of China, Monetary and Fiscal Policies, Banking reforms | ||
| The People's Bank of China | 中国人民銀行 | |
| The Supervisory role | ||
| The regulation and supervision of banks, asset management companies, trust and investment companies. | ||
| China Banking Regulatory Commission | 中国銀行业监督管理委员会 | |
| B. Wholly state-owned policy banks 政策性银行 | ||
| Responsible for financing economic and trade development and state-invested projects. | ||
| These banks took over state-directed lending role from the big four as a preliminary of commercialization. | ||
| China Development Bank | 中国开发銀行 | |
| The Export-Import Bank of China | 中国进出口銀行 | |
| Agricultural Development Bank of China | 中国农业发展銀行 | |
| C. Wholly state-owned commercial banks | ||
| State-Owned Commercial Banks , The ‘Big Four' 国有商业银行 | ||
| Most influential banks in China's banking sector. The government introduced the Commercial Bank Law | ||
| to commercialize the operations of the four state-owned banks. | ||
| Industrial and Commercial Bank of China (ICBC) | 中国工商銀行 | |
| Agricultural Bank of China (ABC) | 中国农业銀行 | |
| Bank of China (BOC) | 中国銀行 | |
| China Construction Bank (CCB) | 中国建設銀行 | |
| D. Commercial banks | ||
| Thirteen Joint Stock Commercial Banks 股份制商业银行 | ||
| Incorporated as limited companies and licensed to conduct business in all over the country. | ||
| Bank of Communications | 交通銀行 | |
| CITIC Industrial Bank | 中信实业银行 | |
| Everbright Bank of China | 中国光大銀行 | |
| Huaxia Bank | 华夏銀行 | |
| China Minsheng Bank | 中国民生銀行 | |
| Guangdong Development Bank | 广东发展銀行 | |
| Shenzhen Development Bank | 深圳发展銀行 | |
| China Merchants Bank | 中国招商銀行 | |
| Fujian Industrial Bank | 福建兴业銀行 | |
| Shanghai Pudong Development Bank | 上海浦東發展銀行 | |
| Evergrowing Bank | 恒丰银行 | |
| China Zheshang Bank | 浙商银行 | |
| Huishang Bank | 徽商银行 | |
| 112 City Commercial Banks - major banks in this category 城市商业银行 | ||
| Evolved out of urban credit cooperatives. Licensed to conduct business in designated geographical area. | ||
| Bank of Beijing (formerly Beijing City Commercial Bank) | 北京銀行 | |
| Bank of Shanghai | 上海銀行 | |
| Chongqing Commercial Bank | 重庆市商业银行 | |
| Xi’an City Commercial Bank | 西安市商业银行 | |
| E. Other banking institutions | ||
| Rural commercial banks 农村商业银行 | ||
| Urban credit cooperatives (UCCs) 城市信用社 | ||
| Rural credit cooperatives (RCCs) 农村信用社 | ||
| Postal savings 邮政储汇局 | ||
| Foreign banks 外资银行 | ||
| Non-bank financial institutions (NBFIs) 非银行金融机构 | ||
| Source; | ||
| China Banking Regulatory Commission (Chinese/English) | ||
| Deloitte Research (English) | ||
| Deutsche Bank Research (English) | ||